Water Damage and Your Business
Flooding and water damage are usually covered by two different policies
Water Damage and Your Business
Any prudent business owner in Weston, FL, will seek to minimize risks and mitigate damage wherever it occurs. If you find yourself with flooded business premises, take the following steps to begin the recovery proceedings.
1. Understand Your Coverage
Many commercial insurance plans will not cover environmental flood damage, such as the type from heavy rainfall or overflowing rivers, by default. By examining the particular climate risks for your area, you can better assess the potential for damage to your property and make an informed decision about which extensions and packages you may require to bolster your flood coverage.
2. Potential Applications
Once your business is covered, the safety net provided by a strong flood insurance policy is invaluable. Not only do these plans typically pay for the damage caused by high amounts of rainwater entry into the lower floors, they can also assist you in repairing various structural elements such as roofing and gutters that were dislocated or clogged by the rainfall. Depending on the policy and the circumstances of the damage to your flooded business, a pipe break may also be covered.
3. Other Considerations
Most insurers will also pay for a water damage restoration service after the sources of flooding are under control. These professionals can help restore drywall and flooring to its original condition, as well as dehumidify documents and electronics. Your insurer may require that you keep an up-to-date inventory of the affected items as the restoration process progresses in order to verify the costs involved. Note that most flood insurance policies will only begin to cover your business after a month has elapsed from the time of purchase, so it may be beneficial to select a policy quickly if you feel your place of business is at significant risk.
A flooded business can cause downtime and harm customer relationships. Prevent unnecessary damage and disruption by reviewing your flood insurance coverage options.
Do’s and Don’ts of Filing a Fire Claim
Fire damage in Weston, FL
Do’s and Don’ts of Filing a Fire Claim
Once the smoke has cleared and the flames are extinguished, one of the first things fire victims need to think about is a fire claim. But how do you go about ensuring that you get everything you’re owed? Some concerns may include the following:
- Collecting benefits in a timely manner
- Receiving reimbursement for all relevant damage
- Wrapping up the claim quickly so building restoration can begin
There are many details to consider, but these simple do’s and don’ts can help you navigate the process following your Weston, FL, fire damage.
Don’t Clean Up
One of your first instincts following a fire may be to start picking up debris, but this isn’t the best idea. Cleaning up can remove proof of some damages and prevent you from collecting on your benefits.
Do Take Pictures
There’s bound to be much on your mind in the wake of a fire, and it’s easy to forget the smaller details. This is where a camera can come in handy. Go around the property documenting everything that the fire harmed, big or small. This can be especially useful to prove damages weren’t pre-existing.
Do Make a List of Property Loss
As soon as you’re able, make a list of things lost in the fire. No item is too small. It’s important to begin this right away, because it’s easy to forget all of the details in the weeks following a fire. Starting early ensures you’ll have a thorough list and a better chance at getting what’s due.
Don’t Wait to File a Fire Claim
Insurers often require policy holders to file as soon as possible, so don’t delay calling. Alerting the insurance company allows it to expedite the investigation process and can get you reimbursed sooner rather than later. This is especially true if nearby properties were also damaged and will also be filing claims.
Nobody ever wants to face a business fire. But when the unthinkable happens, it helps to know what to do. Use these tips to help you file your fire claim so you can focus on fire restoration and a return to business as usual.
How To Snake a Clogged Pipe
If you have a clogged toilet in your Weston, FL home contact a water damage cleanup and restoration company
An auger or snake can be used to clear clogged or stopped pipes. There are different snake designs for these purposes. In general, consumer-grade snakes are not as lengthy or powerful as professional augers. A homeowner should decide where to snake to clear out a blockage.
Pick an Access Point
There are several options for snaking out a drain. A homeowner can attempt to access a clog through a:
- Floor drain
- Drain cleanout
It may be easier to access a clog near a toilet through the floor drain. Remove the toilet and run the snake directly into the drain. The drain cleanout is usually located in a basement or crawlspace. Remove the cap with a long pipe wrench, and look out for sewage overflow.
Insert the Snake
Push the snake into the drain until you encounter resistance. This should be the cause of the clogged drain. At this point, it is necessary to penetrate the clog by:
- Using a power drill attachment
- Breaking up or extracting the blockage
If you do not encounter resistance, the stoppage is located elsewhere. Contact a plumber to clear the line.
Test the Drainage
Try flushing a toilet and running a shower or sink to check for signs of overflow. If the pipe remains blocked, you may observe:
- Water backing up in the sink or shower
- The toilet overflowing while the shower is running
- The toilet gurgling or sputtering
- A sewer gas odor
A plumber can help to resolve the issue. In the meantime, try to limit sewer damage. Be aware that unequal pressure may result in a pipe break.
An auger or snake is more effective than a plunger. If a drain remains clogged after snaking, contact a plumber. If backups have caused sewer damage at a residence in Weston, FL, a homeowner should contact a water damage cleanup and restoration company.
Controlling Lint Buildup
Clean the lint filter of your dryer after every use
Incorporate the Following Safety Procedures Into Your Laundry Routine
Problems related to lint buildup represent the leading cause of dryer-related fires in the United States. Prevent a lint fire from affecting your home in Weston, FL, by incorporating the following safety procedures into your laundry routine.
1. The Lint Trap
Although it is easy to let it slip occasionally, the lint filter that sits between your dryer and the outlet hose should be cleaned after every use. Remove the cover by the handle and roll the layer of lint away from the screen, preferably over a garbage receptacle so as not to scatter dust particles into the air. Before replacing the screen, inspect the slot for any obvious masses of leftover lint that may have become dislodged. As hot air from the dryer passes through the trap, excess compacted lint can ignite, causing fire damage to the dryer and surrounding area.
2. The Hose
The aluminum hose connecting your appliance to the exit vent outside the home is another potential source of a dryer fire. Like the lint trap, dust and debris can build up in the hose and cause restrictions in the air flow, leading to increased heat retention. Remove the hose from the wall and the dryer by the screw-on clasps and clean it with a vacuum every few months. Inspect all connection points and ports for dust and residue that could lead to a lint fire.
3. Walls and Outlets
The duct leading from the laundry room wall to the outside may also need cleaning occasionally. Typically, this process requires a rotating brush attachment on a flexible coil, available at most hardware stores as an extension to a power drill. Clean the exit vent outside the home as well, including any attached grates.
A lint fire can be a source of costly property damage and require professional fire cleanup services. Keep your appliances in optimal working condition and prevent personal injury by clearing sources of flammable material accumulation.
4 Efficient Water-Saving Strategies Every Business Can Employ
Local office had a pipe leak in Weston, FL
Strategies to Help Conserve the Resource and Decrease their Utility Bill
Leaks and excessive consumption are two examples of potentially problematic water issues that can affect any business in Weston, FL. While it may be challenging to detect broken pipes and avert water damage, every business owner can employ several efficient strategies to help conserve the resource and decrease their utility bill.
1. Maintain Irrigation System
A commercial irrigation system can be an efficient means of maintaining a lush, appealing landscape. However, cracked components and misaligned heads can waste an abundance of water and increase your monthly bill. To help reduce this risk, you should inspect your irrigation system every spring, confirm it’s properly programmed and promptly address any defective or broken elements.
2. Upgrade Toilets and Urinals
Restrooms may be an optimal space to address water issues. Flushing toilets can utilize a significant amount of fluid. To help reduce usage, you can install water-free or 1-pint urinals and low-flow toilets. You can also reduce resource consumption by keeping existing commodes but upgrading to more efficient flush valves that utilize less liquid per flush.
3. Modify Sinks
A sink modification may be another beneficial water upgrade worth considering. You can implement a simple change by replacing aerators with enhanced versions that are designed to conserve more fluid.
Leaving a tap open longer than necessary also contributes to excessive consumption. To help eliminate this problem, you can install touch-free sinks that automatically shut off. Although they can be expensive, these innovative devices can be extremely efficient conservation tools.
4. Install Energy Efficient Appliances
Restaurants, hotels and many other businesses can also help resolve usage concerns by making selective appliance choices. Designed to use an efficient amount of fluid, Energy Star dishwashers and washing machines are an ideal option that can help save you money in the long run.
Water is a valuable resource, and excessive consumption can be both wasteful and expensive. Implementing simple upgrades and changes can help address your building’s water issues, facilitate enhanced conservation and ultimately save financial resources by reducing utility costs.
How Do Sprinklers Function During a Fire?
Fire sprinklers can keep a fire from spreading in your Weston,FL building
A fire sprinkler system can limit fire damage in a commercial property. This form of fire suppression equipment sprays water to minimize water damage. From detection to activation, learn how sprinklers function during a fire.
Heat Detection and Activation
Sprinklers are triggered by heat, as smoke can lead to more false alarms. In the event of a fire:
- Heat rises and spreads
- A glass bulb filled with glycerin shatters
- The nearest sprinkler head activates
- A valve opens and pressurized water sprays out
Sprinkler heads are connected to reliable water sources. The pressurized flow of water sustains an effective spray pattern for the purpose of dousing a fire.
Fire Damage Reduction
Sprinklers may reduce the risk to occupants and property by more than 65%. A fire sprinkler system can:
- Keep a fire from spreading
- Prevent a fire from reigniting
- Limit water damage
Just one or two sprinklers can put out a fire. A standard commercial sprinkler system dispenses six times less water than a fire hose.
Maintain Sprinkler Function
It is a good idea to have the sprinkler system in a commercial property regularly inspected and tested, whether or not a fire has occurred. At least once a year, trained inspectors should:
- Visually inspect sprinklers
- Check pressure and water volume
- Lubricate valves
- Test the alarm system
- Test flow and tamper switches
Property owners should also have a sprinkler system inspected whenever the occupancy, use patterns, or layout of a building undergoes a change. Any fluctuations of the water supply, such as a shortage or installation of a backflow prevention system, will necessitate a sprinkler system test.
Repair any fire sprinkler issues that an inspector discovers as soon as possible to prevent fires. If a fire results in damage to a commercial property or fire sprinkler cleanup is needed, the building owner should contact a mitigation and restoration company in Weston, FL.
Why Mold Smells Musty and Other Tidbits
Mold removal in Weston,FL
Understanding Mold Smells
If you’ve noticed a musty, mycotoxin caused odor in your Weston, FL, business, odds are that mold may be the cause. Fortunately, there are ways to take care of this problem and prevent it from occurring in the future. When seeking out possible mold there are a few things to understand.
1. What Mold Looks Like
Mold may not always look like the blotchy green growth many people automatically think of. It can also appear fuzzy or in a strand like texture. Similarly, mold can have various colors depending on its location and type. These colors may range from orange or brown, to white, green, grey, and even black.
2. Where the Musty Odor Comes From
As mold grows it releases a secondary metabolite known as a mycotoxin. This is what gives mold the musty scent many people associate with it. Many mold remediation professionals use filtration devices during the cleanup process to help clear the air and remove spores. These not only help get rid of the odor, but can prevent further contamination.
3. How to Prevent Mold Growth
One of the most important steps to remedy mold is prevention of future growth. Understanding the cause of the growth and controlling the moisture in the environment are two ways this can be done. Any leaks should be taken care of as soon as possible, as well as the steps necessary to reduce condensation or humidity in areas like restrooms, or around AC units and ventilation ducts. A mold professional may have additional recommendations for protecting your business.
Understanding that the musty smell can be mycotoxin caused may help you to locate the source and remedy the problem more quickly. It’s also important to know that mold may look different than what many expect. A mold remediation professional may also be able to help with cleanup, sanitation, and prevention of future mold issues.
Potential Damage to Solar Panels After a Storm
Hail can cause damage to your solar panel in Weston, FL
Elements That Can Cause A Panel Damage
If you have a solar panel on your roof in Weston, FL, you may be worried about the products getting damaged by a storm. There are a variety of elements that can cause panel damage, including the following:
- High winds
- Heavy rains
- Flying debris
Many panels are designed to withstand bad weather. However, some strong storms may still cause damage to the most durable panels on the market.
High winds can rip solar panels off of your roof. Most panels are designed to withstand winds of up to 140 mph, but this can vary by state. In areas where tornadoes or hurricanes are common, panels may be made with a stronger material to ensure they do not get damaged except in the worst storms. In some cases, the winds may only affect small sections of the panels on your roof.
Heavy rains can cause serious panel and roof damage. If the structure of your roof is weakened, the panels may fall through the deck. If this happens, you may need to hire a storm damage service to fix up the damage done to your roof. Most panels are designed to be watertight, but rain may still make its way into the panels themselves. The insurance policy on your panels may cover water damage.
Storms can also cause impact damage. This type of solar panel damage can be caused by flying debris or hail. Most panels have a glass surface that can be cracked by stones, branches or hail. However, it usually takes a strong impact to cause any damage because the panels are designed to withstand heavy blows.
Solar panels are a great resource for your house. Because they can be a big investment, they are designed to withstand the negative elements of a storm. If you notice any panel damage after a storm, you may need to assess what caused the damage to figure out how to fix the issue.
Fixing Your Leaky Toilet
Be sure you know who to call when you find a leaky pipe!
Suddenly discovering a puddle of water in the bathroom can be concerning. In most cases, the cause of a bathroom leak is the toilet. While a leaking toilet is a problem you’ll want to address as quickly as possible, it isn’t as daunting as it might seem. Here are steps you can take to stop the leak.
How to minimize the impact of water damage to your home.
Find the Leak
The first visible indication that your toilet has a leak is the presence of water on your bathroom floor. However, sometimes, you won’t see any water at all. That’s because leaking water can get trapped between your flooring and underlayment. If you suspect a leak, probe the floor for spots that feel soft or spongy. If the toilet is on an upper floor, water can leak down the flange and stain the ceiling below. You can’t miss the unmistakable odor of sewer gas when a toilet isn’t seated properly.
Tighten the Bolts
Once you’ve determined the toilet is the culprit, inspect its fit. Is it stable, or does it rock? If the anchor bolts on either side are loose, tighten them down. Alternate when tightening to ensure you don’t overdo it. Too tight, and you could break the flange.
Replace the Wax Ring
If the leak persists after tightening the bolts, you’ll have to replace the wax ring that sits between the toilet and the flange. Over time, this ring can dry out and break the seal, resulting in a leaking toilet. You’ll need to uninstall the unit, remove the old ring and install a replacement.
Beware of Hidden Damage
Hopefully, you’ve caught the leak early enough. If the toilet leak has exposed your subfloor and structural supports to water, however, there may be larger issues you need to consider. If there’s any question whether the leak has caused rot or damage, contact a restoration specialist in Weston, Florida who can assess the situation and suggest the proper repairs.
If you find you have a leaking toilet, address the issue as quickly as possible. If necessary, call in a professional for expert help.
Situations That Warrant Protection Against Flood Damage
Be sure you know the best way to protect your property in the event of a flood.
You take good care of your commercial property in Weston, Florida so that weather and other problems don't damage your building. You properly insulate your pipes and you make sure that gutters are clean and your roof is in good condition. Certain events, however, can flood your building despite even the best preparations. When these situations occur, you may need to have flood insurance to cover the cost of recovery.
If a hurricane hits your area, it doesn't really matter whether your gutters are clean. The storm and the continual rainfall that probably follows may cause certain problems for your property:
- Standing, contaminated water, especially on lower levels
- Damaged equipment and furniture
- Weakened walls, floors or ceilings
Your building may flood and sustain water damage when storms arise. If you have flood insurance, you have a way to pay for remediation services, even if the damage turns out to be extensive.
Some storms don't cause damage at the time they occur but rather after their effects start to dissipate. When heavy snows start to melt, the runoff has to go somewhere. If there is too much of it or if it melts too quickly, it can flood your building. Your commercial insurance portfolio should contain policies that take this possibility into account.
Some disasters have little to do with the weather and more to do with the weakening of structures made by humans. Levees and dams are built to control the flow of water and keep it from overtaking an area. When such a structure breaks, the water it releases goes everywhere, including your commercial building. Documenting the event as well as the damage it causes can help your insurance adjuster determine how much your policy should cover.
If you live in an area that floods regularly, regional law may require you to have flood insurance. Even if you don't, however, it's a good idea to have extra coverage just in case you need it.