FEMA Grants Sometimes Help People Without Flood Insurance
Floods have plagued humankind since long before records began. They also provide nature’s deadliest force, with as many as two million people killed by a single flood in 1887. Unfortunately, they are becoming more common as the weather changes, and most property owners don’t realize that their homeowner’s insurance policies do not include flood insurance in Weston, FL. While laws usually prohibit building new homes in a floodplain, many existing structures are in danger.
Fortunately, in cases of a wide-scale flood, the state or U.S. governments may declare an official disaster. When the federal government does this, it often comes with grants from the Federal Emergency Management Agency that can be a tremendous help to homeowners in their greatest time of need.
Who Qualifies for FEMA Aid?
If you live in an area that’s been declared a federal disaster zone, you may qualify for grants to help cover some of your losses. Areas that are covered are listed on the federal disaster assistance website. To be eligible, you must meet these criteria:
- You must be a U.S. citizen or reside in the U.S. legally.
- You must be able to verify your identity and place of legal residence.
- You either don’t have flood insurance, or it isn’t enough to cover your needs.
- Other forms of available aid do not cover all your damage.
- Your expenses and needs are the direct results of the declared disaster.
How Do You Apply?
If you are in a declared disaster zone, you can apply at the website or call the FEMA helpline at 1-800-621-3362. You should have all the relevant information at hand when you apply, including your address, the names of everyone residing there, a description of the damages, the type of any insurance you have and your contact information.
Once a house has experienced flood damage in Weston, FL, it needs immediate professional remediation to prevent further damage and begin the cleanup process. It’s essential to dry out everything as soon as possible and get the ball rolling on grants or flood insurance claims to restore your home to its former condition.