How Do I File an Insurance Claim After My House Floods?
After a home flood, many residents feel like they are treading water, trying to figure out where to begin in the restoration process.
Cleaning up the water damage, making the right calls, and restoring your life take time.
These simple steps can help you stay on track as you go through the necessary procedures of filing an insurance claim.
1. Look Over Your Policy
When you first moved into your house, you probably acquired a home insurance policy, but do you remember what kind of coverage it includes? The first step toward filing a claim is getting into your filing cabinet and scanning your policy paperwork. Glance over the basics of your coverage. Write down your questions. Look up your agent's phone number, and prep for a call with them.
2. Speak With Your Agent
Now that you have the essential information gathered, it's time to ask a few questions. Get in touch with your agent to ask about these important topics:
- What are my policy benefits?
- What are the procedures for filing a claim?
- How long are the timelines for approving claims?
3. Record Damage
After contacting your insurance provider, take some time to create a thorough record of the damage. Your report may be made up of photos, videos, and even written memory. Include dates and times alongside as much evidence as you can provide to prove the validity of your claims.
4. Get a Free Estimate
Most home flood restoration companies offer a free cost estimate of their services. A detailed estimate is helpful to add in your report to the insurance company. It may help them to predict costs and move more quickly in filing your insurance claim. Be sure to let your insurance adjuster know which Weston, Florida, restoration company you prefer.
As you work toward restoring order in your Weston home, follow these simple tips to stay organized. Whether you have a pipe burst or a leaky roof, address all water insurance claims right away to expedite the process.