3 Ways To Help Your Insurance Agent
Steps You Can Take To Help Your Adjuster Give You A Fair Payout
Whenever you file an insurance claim, it is a business transaction. Instead of dealing with a partner, you're working with a company looking to make money. While you should always give your insurance company a chance to do the right thing, don't mistake your adjuster for a teammate. They are trained to control the payout you get. They are happy to take advantage of business owners who are overwhelmed by losses and the claim process.
1. Understand Your Coverage
As soon as possible, get and read your business' policy for your site in Weston, FL. Look for the declarations page that lists your business information, policy number, and coverage amounts. This will be hard to read, but it can help you understand what is covered by your insurance. For instance, it will tell you how much you can spend on hiring a restoration company, such as SERVPRO, how the claims inventory system works, and what inventory is covered.
If this is your first insurance claim, seek out other business owners who have made them. Learn from these people. Try to glean as much information as possible. Find out what their adjuster told them when they were in similar situations. By networking, you can be on your way to a faster and fairer claim because you will be able to provide this information for your adjuster. Also, networking can help you in other ways. For example, it can help you decide which disaster remediation company is best for you.
3. Get Help When You Need It
Filing an insurance claim is not easy, and sometimes, it may be best to leave it to professionals. Fortunately, your attorney will be able to help you with the process if you need help negotiating with your adjuster for a fair settlement.
An insurance agent is a trained professional working for a company looking to make money. This means you will need to take certain steps to help them give you a fair payout.